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550+ Credit Score OK
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 ∑ FHA, VA, USDA, 203K
 ∑ $0 and $100 Down
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American Home Lending USA Receives 2014 Best of Ridgeland Award


Ridgeland, Mississippi Award Program Honors the Achievement

RIDGELAND August 7, 2014 -- American Home Lending USA has been selected for the 2014 Best of Ridgeland Award in the Real Estate Loans & Contracts category by the Ridgeland Award Program.

Each year, the Ridgeland Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make the Ridgeland area a great place to live, work and play.

Various sources of information were gathered and analyzed to choose the winners in each category. The 2014 Ridgeland Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the Ridgeland Award Program and data provided by third parties.

About Ridgeland Award Program

The Ridgeland Award Program is an annual awards program honoring the achievements and accomplishments of local businesses throughout the Ridgeland area. Recognition is given to those companies that have shown the ability to use their best practices and implemented programs to generate competitive advantages and long-term value.

The Ridgeland Award Program was established to recognize the best of local businesses in our community. Our organization works exclusively with local business owners, trade groups, professional associations and other business advertising and marketing groups. Our mission is to recognize the small business community's contributions to the U.S. economy.

Now Down to 550 mid-credit score on our VA, FHA and USDA mortgage products

American Home Lending USA, LLC is now a licensed mortgage lender in AlabamaIn addition, our company is a licensed mortgage lender in Illinois, Missouri, Mississippi, Georgia, Florida, Tennessee, and California. 

Mortgage USA Map

No Appraisal VA Refinance

We offer the best VA refinance program in the country because unlike 99% of banks and others brokers there is no appraisal and no underwriting fees.

  • No Appraisal VA streamlineNo Appraisal or Underwriting Fees
  • No Income or Assets Verification
  • Verbal Employment Verification Only
  • Credit Score As Low As 600 And No Late Payments On Your Mortgage
  • Skip Your Mortgage Payment for 2 Months
  • No Out of Pocket Expenses
  • Great Interest Rates

For more information about our VA programs, click here or visit

Mission Statement: Our goal is to create satisfied clients one at a time as they are the foundation of our success. Enriching lives with homeownership and providing unparalleled service will always be our lasting commitment.
American Home Lending USA, LLC specializes in offering the lowest mortgage rates and excellent customer service. Unlike our competitors, we donít charge out of pocket expenses such as application fees with any of our mortgage products.

As small mortgage lender with headquarters in Edwardsville, Illinois, we are able to focus on building our business through one-on-one relationships, honesty, and excellent customer service Ė while offering the lowest mortgage rates without the fees the big lenders charge. Since our company was founded in January 2008, we have maintained an excellent rating with the Better Business Bureau, never had a complaint, and have helped thousands of homebuyers with their mortgages.

We are one of only a few lenders in the United States that offer a No Appraisal VA Mortgage. There are NO UP FRONT FEES and NO APPRAISAL. In other words, this type of mortgage costs you nothing out of pocket.

Some of our mortgage products include: VA, low rate conventional, FHA, USDA/Rural, HARP products, home equity loans (cash out), reverse mortgages (HECM), no appraisal VA Streamline refinances, FHA 203K/home improvement, jumbos, adjustable-rate, $100 down program, and down payment assistance.

Allow us to EARN your business and trust as your home is more than likely your largest financial asset.  American Home Lending USA is setting the industry standards for providing mortgage loans at low costs with superior customer service and making you a "Client for Life".

Get pre-approved within 24 hours.

We are a licensed lender in Illinois, Missouri, Georgia, Florida, Mississippi, Tennessee, and California.

Today's technology is providing a more productive environment with the mortgage process. You can begin the application process immediately by clicking on the "APPLY ONLINE" secure link and fill out the loan application, contact us 1-800-965-0125, or stop by one of our offices.

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Edwardsville & Glen Carbon Chamber of Commerce INC 500 Top Companies American Home Lending USA INC 500, Edwardsville Glen Carbon Chamber of Commerce, BBB, Equal Housing Lender, Greater Gateway Association of Realtors, Real Estate
Illinois Main Office
230 S Buchanan St, Ste A
Edwardsville, IL 62025
Phone: (618) 659-8500
Toll-Free: (800) 965-0125
: (800) 771-6925
Florida Branch
1430 Duncan Loop North, #301
Dunedin, FL 34698
Phone: (727) 400-3293
Fax: (888) 503-3539
Alabama Branch
250 Congress St
Mobile, AL 36603
Phone: (251) 289-9404
Fax: (251) 545-4935
St. Louis Branch
1430 Washington Ave, Ste 330
St. Louis, MO 63103
Phone: (314) 658-4534
: (314) 735-1250
Mississippi Branch
104 Avalon Ct, Ste A
Brandon, MS 39047
: (601) 564-4500
: (601) 564-4500

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© 2014 American Home Lending USA, LLC. All rights reserved.

Click here to download HUD's Settlement Cost Booklet

230 S. Buchanan Street, Suite A
Edwardsville, IL 62025
(800) 965-0125

NMLS # 71983

Illinois Residential Mortgage Licensee MB.6760542
State of Illinois Dept. of Financial & Professional Regulation - Division of Banking 100 West Randolph, 9th Floor. Chicago, IL. 60601; 312-793-3000 -

Alabama Consumer Credit License #21842

Missouri Residential Mortgage Licensee 12-1661-A

Licensed by the Mississippi Department of Banking & Consumer Finance #71983

Georgia Residential Mortgage Licensee #36496

Florida Mortgage Lender License #MLD906

Tennessee Residential Mortgage Licensee #117669

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131300

Not an agency of the federal government.  Mortgage rates subject to change without notice.  Other restrictions may apply.

Privacy notice: Your privacy is protected on this site. We will never reveal, sell, or submit your name, address, telephone numbers, tax numbers, or e-mail address to any other vendors, real estate agents, mortgage companies, or banks.

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

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