Rates
as of 7/24
Our LOW RATE
30-Yr Fixed Conv.

4.125
%
4.29% APR
Our LOW RATE
15-Yr Fixed Conv.

3.25%
3.37% APR
FHA/VA 30-Yr Fixed
3.875
%
4.325% APR
FHA/VA 15-Yr Fixed
3.5
%
3.97% APR
American Home Lending USA Toll-free 1-800-965-0125
American Home Lending USA Setting the Industry Standard and providing nationwide mortgage lending
Home Services Testimonials Rates Resources Locations/StaffReverse Mortgage No Appraisal VA Refi
.
....Mortgage Calculator
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Estimated Monthly payment $
 Our Mortgage Products
 ∑
550+ Credit Score OK
 ∑ No Appraisal Loans
 ∑ 100% Cash-out
 ∑ LOW RATE Conventional
 ∑ 100% Financing
 ∑ FHA, VA, USDA, 203K
 ∑ $0 and $100 Down
 ∑ Jumbo Mortgage
 ∑ Reverse Mortgage
 ∑ Refinance
 ∑ ARM
 ∑ More home loan options

 

Like Us On Facebook American Home Lending USA

Now Down to 550 mid-credit score on our VA, FHA and USDA mortgage products


American Home Lending USA, LLC is now a licensed mortgage lender in Alabama.  In addition, our company is a licensed mortgage lender in Illinois, Missouri, Mississippi, Georgia, Florida, Tennessee, and California. 

Mortgage USA Map


No Appraisal VA Refinance

We offer the best VA refinance program in the country because unlike 99% of banks and others brokers there is no appraisal and no underwriting fees.

  • No Appraisal VA streamlineNo Appraisal or Underwriting Fees
  • No Income or Assets Verification
  • Verbal Employment Verification Only
  • Credit Score As Low As 600 And No Late Payments On Your Mortgage
  • Skip Your Mortgage Payment for 2 Months
  • No Out of Pocket Expenses
  • Great Interest Rates

For more information about our VA programs, click here or visit www.saveonmyva.com

Mission Statement: Our goal is to create satisfied clients one at a time as they are the foundation of our success. Enriching lives with homeownership and providing unparalleled service will always be our lasting commitment.
American Home Lending USA, LLC specializes in offering the lowest mortgage rates and excellent customer service. Unlike our competitors, we donít charge out of pocket expenses such as application fees with any of our mortgage products.

As small mortgage lender with headquarters in Edwardsville, Illinois, we are able to focus on building our business through one-on-one relationships, honesty, and excellent customer service Ė while offering the lowest mortgage rates without the fees the big lenders charge. Since our company was founded in January 2008, we have maintained an excellent rating with the Better Business Bureau, never had a complaint, and have helped thousands of homebuyers with their mortgages.

We are one of only a few lenders in the United States that offer a No Appraisal VA Mortgage. There are NO UP FRONT FEES and NO APPRAISAL. In other words, this type of mortgage costs you nothing out of pocket.

Some of our mortgage products include: VA, low rate conventional, FHA, USDA/Rural, HARP products, home equity loans (cash out), reverse mortgages (HECM), no appraisal VA Streamline refinances, FHA 203K/home improvement, jumbos, adjustable-rate, $100 down program, and down payment assistance.

Allow us to EARN your business and trust as your home is more than likely your largest financial asset.  American Home Lending USA is setting the industry standards for providing mortgage loans at low costs with superior customer service and making you a "Client for Life".

Get pre-approved within 24 hours.

We are a licensed lender in Illinois, Missouri, Georgia, Florida, Mississippi, Tennessee, and California.

Today's technology is providing a more productive environment with the mortgage process. You can begin the application process immediately by clicking on the "APPLY ONLINE" secure link and fill out the loan application, contact us 1-800-965-0125, or stop by one of our offices.

. .
Edwardsville & Glen Carbon Chamber of Commerce INC 500 Top Companies American Home Lending USA INC 500, Edwardsville Glen Carbon Chamber of Commerce, BBB, Equal Housing Lender, Greater Gateway Association of Realtors, Real Estate
Headquarters
230 S Buchanan St, Ste A
Edwardsville, IL 62025
Phone: (618) 659-8500
Toll-Free: (800) 965-0125
Fax
: (800) 771-6925
Florida Branch
1430 Duncan Loop North, #301
Dunedin, FL 34698
Phone: (727) 400-3293
Fax: (888) 503-3539
St. Louis Branch
1430 Washington Ave, Ste 330
St. Louis, MO 63103
Phone: (314) 365-6303
Fax
: (866) 766-4413
Mississippi Branch
104 Avalon Ct, Ste A
Brandon, MS 39047
Phone
: (601) 564-4500
Fax
: (662) 769-0210

Home | Contact Us | Mortgage Rates | Licensing Information | Mortgage Options | Mortgage Resources | Privacy Policy | Site Map

© 2014 American Home Lending USA, LLC. All rights reserved.

Click here to download HUD's Settlement Cost Booklet

Privacy notice: Your privacy is protected on this site. We will never reveal, sell, or submit your name, address, telephone numbers, tax numbers, or e-mail address to any other vendors, real estate agents, mortgage companies, or banks.

Illinois Residential Mortgage Licensee MB.6760542
State of Illinois Dept. of Financial & Professional Regulation - Division of Banking 100 West Randolph, 9th Floor. Chicago, IL. 60601; 312-793-3000 - www.idfpr.com

Missouri
Residential Mortgage Licensee 12-1661-A
Licensed by the Mississippi Department of Banking & Consumer Finance #71983
Georgia Residential Mortgage Licensee #36496
Florida Residential Mortgage Licensee #MLD906
Tennessee Residential Mortgage Licensee #117669
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131300
Alabama Consumer Credit License #21842
NMLS # 71983

Not an agency of the federal government.  Mortgage rates subject to change without notice.  Other restrictions may apply.

Equal Housing Lender