MINIMUM REQUIRED CREDIT SCORE IS NOW ONLY 600!

No Appraisal VA Refinance Streamline

We offer the best VA refinance program in the country because unlike 99% of banks and others brokers, there is NO appraisal and NO underwriting fee.

While most banks and lenders require a 640 minimum credit score, our VA mortgage programs go down to a 600 mid-credit score.  If you've been turned down in the past from various lenders, you should apply with usSimply complete the form on the right to find out more information. 

Our NO appraisal VA refinance program is a government backed mortgage loan for active duty and prior service veterans who already have an existing VA loan. It provides a fast, simple and hassle free way to refinance a current VA loan even if you owe more than your home is worth (underwater). This is just one of the many benefits of our VA program.

Benefits:

  • No Appraisal
  • No Underwriting Fee
  • No Out of Pocket Expenses
  • No Income or Assets Verification
  • Verbal Employment Verification Only
  • Credit Score As Low As 600* And No Late Payments On Your Mortgage
  • Skip Your Mortgage Payment for 2 Months
  • Lower Interest Rate and monthly payment

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  Get Started VA No Appraisal
Want to see how a no appraisal VA mortgage streamline refinance can benefit you?  Fill out the form below or contact us at 800-610-0959 to speak with one our licensed VA mortgage consultants. There is no obligation and your credit will not be pulled. One of our licensed VA mortgage consultants will be able to answer your questions and explain how to take advantage of your VA benefits.
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Why a No Appraisal VA Streamline Loan?

It's simple ... $0 DOWN. NO APPRAISAL. NO UNDERWRITING FEE. NO OUT OF POCKET EXPENSES. LOWER RATE. LOWER PAYMENTSSKIP 2 MORTGAGE PAYMENTS.

Credit Score Down to 600*

Credit score below 640 requires an AVM or a 2055 drive by appraisal. Loan to value is maxed out at 115%. Minimum mid score is 600.

Why do thousands of people using their VA Home Loan benefit every single month?

Simply put... VA home loans are the best overall deal for 100% financing. Allow us to assist you in lowering your monthly payment, lower your interest rate, and purchase a home with $0 down.

Purchase With No Money Down

VA Home Loans are one of the only loan programs that still allows the borrower to finance 100% of the home's value and purchase with no money down. Now more than ever, banks are requiring large down payments for conventional loans. In many cases, banks require 20% down, putting home ownership out of reach for many prospective home buyers.

Lower Your Monthly Payment using your VA

American Home Lending USA offers two benefits that will substantially lower your monthly payment. PMI, or private mortgage insurance is not required on a VA loan. PMI is an added monthly expense required for conventional loans where the borrower finances more than 80% of the home's value.

Interest rates are also lower with a VA Loan, typically 0.5%-1.0% lower than a conventional loan. A lower rate combined with monthly PMI savings can substantially lower your monthly payment.

Edwardsville & Glen Carbon Chamber of Commerce Equal Housing Lende

Headquarters
230 S Buchanan St, Ste A
Edwardsville, IL 62025
Phone: (618) 659-8500
Toll-Free: (800) 965-0125
Fax
: (800) 771-6925
Florida Branch
1430 Duncan Loop North, #301
Dunedin, FL 34698
Phone: (727) 400-3293
Fax: (888) 503-3539
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1430 Washington Ave, Ste 330
St. Louis, MO 63103
Phone: (314) 365-6303
Fax
: (866) 766-4413
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104 Avalon Ct, Ste A
Brandon, MS 39047
Phone
: (601) 564-4500
Fax
: (662) 769-0210

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Missouri
Residential Mortgage Licensee 12-1661-A
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