No Appraisal VA Refinance Streamline

We offer the best VA refinance program in the country because unlike 99% of banks and others brokers, there is NO appraisal.

While most banks and lenders require a 640 minimum credit score, our VA IRRRL programs do not require a minimum credit score.  If you've been turned down in the past from various lenders, you should apply with usSimply complete the form on the right to find out more information. 

Our NO appraisal VA refinance program is a government backed mortgage loan for active duty and prior service veterans who already have an existing VA loan. It provides a fast, simple and hassle free way to refinance a current VA loan even if you owe more than your home is worth (underwater). This is just one of the many benefits of our VA program.


  • No Appraisal
  • No credit score required on IRRRLs
  • No Out of Pocket Expenses
  • No Income or Assets Verification
  • Verbal Employment Verification Only
  • Skip Your Mortgage Payment for 2 Months
  • Lower Interest Rate and monthly payment

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  Get Started VA No Appraisal
Want to see how a no appraisal VA mortgage streamline refinance can benefit you?  Fill out the form below or contact us at 800-610-0959 to speak with one our licensed VA mortgage consultants. There is no obligation and your credit will not be pulled. One of our licensed VA mortgage consultants will be able to answer your questions and explain how to take advantage of your VA benefits.

We are a VA approved lender licensed in Illinois, Missouri, California, Tennessee, Alabama, Mississippi, Florida, and Georgia.

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Why a No Appraisal VA Streamline Loan?


No minimum credit score required on VA IRRRL

Why do thousands of people using their VA Home Loan benefit every single month?

Simply put... VA home loans are the best overall deal for 100% financing. Allow us to assist you in lowering your monthly payment, lower your interest rate, and purchase a home with $0 down.

Purchase With No Money Down

VA Home Loans are one of the only loan programs that still allows the borrower to finance 100% of the home's value and purchase with no money down. Now more than ever, banks are requiring large down payments for conventional loans. In many cases, banks require 20% down, putting home ownership out of reach for many prospective home buyers.

Lower Your Monthly Payment using your VA

American Home Lending USA offers two benefits that will substantially lower your monthly payment. PMI, or private mortgage insurance is not required on a VA loan. PMI is an added monthly expense required for conventional loans where the borrower finances more than 80% of the home's value.

Interest rates are also lower with a VA Loan, typically 0.5%-1.0% lower than a conventional loan. A lower rate combined with monthly PMI savings can substantially lower your monthly payment.

Edwardsville & Glen Carbon Chamber of Commerce Equal Housing Lende

Illinois Main Office
230 S Buchanan St, Ste A
Edwardsville, IL 62025
Phone: (618) 659-8500
Toll-Free: (800) 965-0125
: (800) 771-6925
Florida Branch
620 Bypass Drive
Clearwater, FL 33764
Phone: (727) 400-3293
Fax: (314) 735-1250
Alabama Branch
250 Congress St
Mobile, AL 36603
Phone: (251) 289-9404
Fax: (251) 545-4935
St. Louis Branch
1430 Washington Ave, Ste 330
St. Louis, MO 63103
Phone: (314) 658-4534
: (314) 735-1250
Brandon, Mississippi
104 Avalon Ct, Ste A
Brandon, MS 39047
: (601) 564-4500
: (601) 564-4500
Saltillo, Mississippi
3543 Tom Watson Drive
Saltillo, MS 38866
: (662) 762-4499
: (662) 796-0216

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230 S. Buchanan Street, Ste A
Edwardsville, IL 62025
(800) 965-0125 (618) 659-8500

NMLS corporate identifier: 71983 - Verify license status of all companies, branches and individuals at

Alabama Consumer Credit License #21842

California DBO Residential Mortgage Lending Act License #4131300

Florida Mortgage Lender License #MLD906

Georgia Mortgage Lender License #36496

Illinois Residential Mortgage Licensee MB.6760542
State of Illinois Dept. of Financial & Professional Regulation - Division of Banking 100 West Randolph, 9th Floor. Chicago, IL. 60601; 888-473-4858

Maryland Residential Mortgage Lender Licensee 21919

Missouri Residential Mortgage Licensee 12-1661-A

Licensed by the Mississippi Department of Banking and Consumer Finance Licensed Mortgage Company #71983

Tennessee Mortgage License #117669

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Privacy notice: Your privacy is protected on this site. We will never reveal, sell, or submit your name, address, telephone numbers, tax numbers, or e-mail address to any other vendors, real estate agents, mortgage companies, or banks.

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

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Equal Housing Lender

224 S Buchanan St, Edwardsville, IL 62025