Rates
as of
7/30
|
30-Year Fixed
4.375%
4.59% APR |
30-Year Fixed FHA
4.375%
4.67% APR |
15- Year Fixed
4.0%
4.29% APR |
15-Year
Fixed FHA
4.0%
4.48% APR |
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■
Why you should get a Home Inspection |
Related Pages
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Appraisal
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Buying Process
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Loan Process
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Required Documents
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Whether you
are buying or selling a home, you should have a professional
home inspection performed.
A home
inspection will look at the systems that make up the
building such as:
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Structural elements, foundation, framing etc
-
Plumbing systems
-
Roofing
-
Electrical systems
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Cosmetic condition, paint, siding etc
If you are
buying a home, you need to know exactly what you are
getting. A home inspection, performed by a professional home
inspector
(click here to find a professional home inspector in your
area), will reveal any hidden problems with the home so
that they may be addressed BEFORE the deal is closed. You
should require an inspection at the time you make a formal
offer. Make sure the contract has an inspection contingency.
Then, hire your own inspector and pay close attention to the
inspection report. If you aren't comfortable with what he
finds, you should kill the deal.
Likewise,
if you are selling a home, you want to know about such
potential hidden problems before your house goes on the
market. Almost all contracts include the condition that the
contract is contingent upon completion of a satisfactory
inspection. And most buyer's are going to insist that the
inspection be a professional home inspection, usually by an
inspector they hire. If the buyer's inspector finds a
problem, it can cause the buyer to get cold feet and the
deal can often fall through. At best, surprise problems
uncovered by the buyer's inspector will cause delays in
closing, and usually you will have to pay for repairs at the
last minute, or take a lower price on your home.
It's better
to pay for your own inspection before putting your home on
the market. Find out about any hidden problems and correct
them in advance. Otherwise, you can count on the buyer's
inspector finding them, at the worst possible time.
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Ballwin, MO 63011
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754-2620 |
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589 Northpark
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