Refinance with Low Wholesale Rates!
Lower Monthly Payment
Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.
- Ideal For
Extra Monthly Money
Retirement Savings!
Get Cash Out
If your home has increased in value, you can use that equity to get cash-out for whatever you need!
- Ideal For
Home Improvements
Pay off high-interest debts
Reduce Your Loan Term
Refinance into a shorter term, so you can pay off your mortgage faster and reduce the amount of interest you'll pay.
- Ideal For
Less money towards interest
Paying off the home sooner!
Unlock Up To 89.99% Of Your Equity Without MI
With our Conventional Cash Out home loan, you can access even more of your home’s value, offering up to 89.99% loan-to-value (LTV) — a level that many big banks and big retail lenders don’t provide. Enjoy a simplified process, competitive interest rates, and no added mortgage insurance, making it easier than ever to put your home equity to work for you.
REFINANCE RATE SPECIAL
With an expected Fed rate drop on the horizon, we’re getting ahead of the game and offering you refinance specials NOW! 💰 Whether it’s Conventional, FHA, VA, or USDA home loans, lock in your lower rate today and start saving! If you’re currently in a home loan with a rate over 5.00%, you may be eligible to refinance to a lower rate starting in the 4.00%'s.
FREE QUOTEHow We Can Help Buy Your Dream House
Get Pre-Qualified
We can get you prequalified online so you can make an offer with confidence that it will get accepted. Order your credit report instantly!
- Benefits
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Get Your Offer Accepted -
Know Your Buying Range
Shop For Best Rate
We will use our network of lenders to shop for the best rates and loan program to fit your needs. Lock your mortgage rate up to 1 year!
- Benefits
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Shop Multiple Lenders - Lower rates, Lower Payments
Fast Funding
Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze. Close in as little as 14 days!
- Benefits
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Hassle Free Funding -
Get Your Dream House
Reduce Your Payment For Up To 3 Years With Rate Buydown!
Mortgage rates and home prices are up, but you can keep costs down with a mortgage rate buydown. Buydowns deliver even bigger savings of up to 3% for our clients and best of all they are paid for by the seller!
With our buydown program, we’ve made it easy for you to save on your home loan and make your mortgage more affordable! A buydown allows you to reduce your payment for the first few years of your loan term by using seller-concessions from a builder or seller, to prepay some of the interest on your loan. Depending on your buydown option, you could lower your payment by up to 3% below your interest rate for the first year of your loan term with a new home purchase loan.
A PRACTICAL LOAN FOR MORE BORROWERS
QUICK QUALIFYING FOR LOANS UP TO $3 MILLION
The Community Mortgage Home Loan is a return to common-sense underwriting. This innovative product addresses the regulatory rules limiting prime borrowers’ access to lending by eliminating unnecessary documents that are not part of the credit underwriting decision. This exclusive mortgage product is unique in the marketplace.
We deliver fast qualifying and closing with an innovative, marketleading loan program. Borrowers can qualify in three simple steps:
Welcome To American Home Lending USA, LLC
American Home Lending USA, LLC is a top-rated mortgage lender with dozens of specialized home loan options. The key to our success has been a combination of consistently offering the lowest mortgage rates and providing outstanding customer service and treat each client as an individual, not a number. Our goal is to create satisfied clients one at a time. Since our company was founded in 2008, we have helped thousands of homebuyer and homeowners with their home loan needs and proudly maintain an A+ rating with the Better Business Bureau.
Nearly 100% of our business is by referrals from satisfied clients, highly successful realtors and the most respected local homebuilders in the industry. These relationships are a direct result of over a decade of doing what we do best – providing our clients with unparalleled service while offering them the best mortgage options available.
Our team of mortgage experts will ensure our client's are paired with a home loan program which best suits their needs with the goals of maximizing their cash, minimizing their costs (if any), and close fast. There are many home loan options to choose from and together we’ll help find the loan that’s the best for you and your family.
Whether you are shopping for a new home purchase or looking to lower your mortgage rate or cash out equity to pay off debt, our streamlined process makes it a breeze to buy a home, refinance, or tap into your home equity.
Our company is a licensed mortgage lender in the states of Illinois, Missouri, Michigan, Mississippi, Colorado, Florida, Alabama, Arkansas, Texas, California, Georgia, Tennessee, and Maryland. Our branch offices are located in Edwardsville, IL, St. Louis, MO, Dallas, TX, Saltillo, MS, Hattiesburg, MS, Mobile, AL, and Clearwater, FL.
Why choose American Home Lending USA, LLC?
Local Knowledge
We know the area and the market and we're part of your community, not a bot on the net :)
Fast Processing
We work to close your loan as quickly as possible. We can even hit curveballs!
Best Service
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
Utilizing Technology
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!