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Convert Your
Full Home Equity into Cash with a VA Cash Out Refinance
 If
you are a veteran and
currently have a home loan, you may have the option of
refinancing as much as 100 percent of the
total value of your home. This VA guaranteed loan option
allows you to pay off any type of mortgage including VA,
FHA, Conventional, second mortgages and Home Equity Lines of
Credit. The VA cash out refinance program is ideal for
homeowners who have credit card bills or would like to make
upgrades or repairs to their home. An appraisal is
required and you must qualify based on income and credit.
Unlike other lenders, the lowest median FICO score can be
as
low as 580.
Pay off thousands in high-interest credit card debt with a
cash-out refinance from us!
See if you qualify!
Increase to VA Cash Out
Limits for 2018: You can fully cash out your equity on
loan amounts up to $453,100. For loans above that amount,
the amount of cash you can take out is based on the maximum
conforming loan amount in your area.
This is great for clients, because it means more money for
home renovations and repair, boosting a college or
retirement fund or whatever else you might use it for. We’ll
go over what you need to know to take advantage of this
opportunity.
To apply for a VA refinance
or to find out more about whether you qualify, call one of
our VA Home Loan Specialists at 800-965-0125 or
get started online.
No Minimum Credit Score Required On
Our
VA IRRRL Refinance Programs
We offer one of the best VA
refinance program in the country because unlike most banks
and others lenders there is no appraisal
and no minimum credit score required.
-
 No Appraisal
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No
Minimum Credit Score Required!
-
No Income or Assets Verification
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Verbal Employment Verification Only
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Defer up to 2 mortgage
payments
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No Out of Pocket Expenses
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Great Wholesale Interest Rates
For more information about
our VA Loan programs, click here or
visit www.saveonmyva.com.
It is very important that you
shop around and compare lenders. If one of our competitors
offers you a lower rate or lower rate/fee combination,
simply email us their dated loan estimate (LE) or fees worksheet and
we will do our best to beat or match your current offer.
2% Forgivable Grant Toward
Home Purchase Price
We are pleased to announce our
latest offering - a down payment assistance program, offered
by an approved governmental entity which the buyer may use
with either the FHA 203(b) program or any of our FHA
renovation programs such as a 203K. As an independent
mortgage lender, we can offer low wholesale rates as we
don't have the overhead and buildings
Now you have ONE
down payment assistance
program that buyers may use in Illinois,
Missouri, Colorado, Arkansas, Alabama, Mississippi,
Georgia, Florida, Tennessee, and Maryland.
PROGRAM SUMMARY
- Completely forgivable
grant, equals 2% of home purchase price
- One program used for
all types of buyers, with the same qualifications, makes
it easy to submit and process
- Simple one-stop
process
- May be combined with
up to 6% seller concession for closing costs
- No resale or borrower
repayment restrictions
- Median FICO score as low as
580
ELIGIBLE BORROWS
INCLUDE:
- Total borrowers income
is equal or less than 140% of median area income, or;
- First-time home
buyers, or;
- Any borrower on the
loan application who is a current, retired, volunteer or
non-paid: first-responder
(police officer, firefighter, public safety officer,
paramedic, emergency medical technician (EMT), including
volunteers or similar);
- educator;
- medical personnel
(nurse, doctor, phlebotomists, health ambassador, or
hospital, American Red Cross worker, or
similar);
- civil servant in a
federal, state or local municipality; or military personnel
Contact us today at 800-965-0125 to get
pre-qualified or to discuss your home buying process.
Already have a pre-approval from another lender? It's
always best to shop around; especially for one of the
biggest purchases in a person's life. Allow us to
review your pre-approval and beat
ABOUT AMERICAN HOME
LENDING USA, LLC
American Home Lending USA, LLC specializes in offering
low wholesale mortgage rates and excellent customer
service. Unlike our competitors, we don’t charge out of
pocket expenses such as application fees with any of our
mortgage products. As smaller mortgage lender, we are able to
focus on building our business through one-on-one
relationships, honesty, and excellent customer service –
while offering the low mortgage rates without the
fees the big lenders charge. Since our company was
founded in January 2008, we have maintained an
excellent
rating with the Better Business Bureau and have helped thousands of clients with
their mortgage needs.
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