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6,100+
16 Days
4.9 Stars
Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.
If your home has increased in value, you can use that equity to get cash-out for whatever you need!
Refinance into a shorter term, so you can pay off your mortgage faster and reduce the amount of interest you'll pay.
With our Conventional Cash Out home loan, you can access even more of your home’s value, offering up to 89.99% loan-to-value (LTV) — a level that many big banks and big retail lenders don’t provide. Enjoy a simplified process, competitive interest rates, and no added mortgage insurance, making it easier than ever to put your home equity to work for you.
If you are a veteran and currently have a home loan, you may have the option of refinancing as much as 100 percent of the total value of your home. This VA guaranteed loan option allows you to pay off any type of mortgage including VA, FHA, Conventional, second mortgages and Home Equity Lines of Credit. The VA cash out refinance program is ideal for homeowners who have credit card bills or would like to make upgrades or repairs to their home. An appraisal is required and you must qualify based on income and credit.
Pay off thousands in high-interest credit card debt with a cash-out refinance from us! See if you qualify!
With an expected Fed rate drop on the horizon, we’re getting ahead of the game and offering you refinance specials NOW! 💰 Whether it’s Conventional, FHA, VA, or USDA home loans, lock in your lower rate today and start saving! If you’re currently in a home loan with a rate over 5.00%, you may be eligible to refinance to a lower rate starting in the 4.00%'s.
FREE QUOTEWe can get you prequalified online so you can make an offer with confidence that it will get accepted. Order your credit report instantly!
We will use our network of lenders to shop for the best rates and loan program to fit your needs. Lock your mortgage rate up to 1 year!
Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze. Close in as little as 14 days!
Mortgage rates and home prices are up, but you can keep costs down with a mortgage rate buydown. Buydowns deliver even bigger savings of up to 3% for our clients and best of all they are paid for by the seller!
With our buydown program, we’ve made it easy for you to save on your home loan and make your mortgage more affordable! A buydown allows you to reduce your payment for the first few years of your loan term by using seller-concessions from a builder or seller, to prepay some of the interest on your loan. Depending on your buydown option, you could lower your payment by up to 3% below your interest rate for the first year of your loan term with a new home purchase loan.
Program Update: May 31, 2024 - additional funds will become available on July 1, 2024 and are available on a first-come, first-serve basis. Request a quote today before funds run out.
On July 1, 2023, the Florida Hometown Heroes Loan Program will be open to all first-time homebuyers working full-time (regardless of occupation), active military, and veterans with up to $35,000 in down payment and closing cost assistance.
Eligible for conventional, FHA, VA, and USDA loan types.
Eligible borrowers may receive lower than market rates as well as:
Don’t let the lack of a big down payment stand in your way of homeownership. If you’re a first time homebuyer and you currently live in one of the qualifying neighborhoods in select cities you may qualify for up to $11,000 toward your down payment and closing costs.
With our Mortgage Rate Lock and Shop program, you can shop for a home without worrying about rising mortgage interest rates. What's even better, if rates decrease during your house hunt, you will get the lower rate!
Even without a formal offer on a property, our Mortgage Rate Lock and Shop program gives you rate security with 90-, 120-, 150-, 180-, 270-, and 365-day rate lock options. Get rate protection for up to 1 year!
Our Mortgage Rate Lock and Shop program gives you the opportunity to save money, should interest rates continue to rise, and helps you manage your homebuying budget by letting you know that you’re pre-approved for a mortgage at a specific rate.
Zero Down Payment Home Loan: We offer several no down payment home loans such as: $0 down FHA home loan, $0 down VA Home Loan, $0 down USDA Home Loan.
Down Payment Assistance Programs: We offer several down payment assistance programs to help make your dream of owning a home a reality. Some popular programs include: National Down Payment Assistance Program (3.5% forgivable or 6% repayable), Florida Hometown Heroes Program (up to 5% or $25,000), Conventional 1% Down (receive 2% from the lender), and the Chenoa Down Payment Fund. We also work with state and local community grant programs to provide additional down payment assistance. Let us help you navigate the complexities of down payments and guide you towards the perfect solution for your needs.
LEARN MOREQUICK QUALIFYING FOR LOANS UP TO $3 MILLION
The Community Mortgage Home Loan is a return to common-sense underwriting. This innovative product addresses the regulatory rules limiting prime borrowers’ access to lending by eliminating unnecessary documents that are not part of the credit underwriting decision. This exclusive mortgage product is unique in the marketplace.
We deliver fast qualifying and closing with an innovative, marketleading loan program. Borrowers can qualify in three simple steps:
American Home Lending USA, LLC is a top-rated mortgage lender with dozens of specialized home loan options. The key to our success has been a combination of consistently offering the lowest mortgage rates and providing outstanding customer service and treat each client as an individual, not a number. Our goal is to create satisfied clients one at a time. Since our company was founded in 2008, we have helped thousands of homebuyer and homeowners with their home loan needs and proudly maintain an A+ rating with the Better Business Bureau.
Nearly 100% of our business is by referrals from satisfied clients, highly successful realtors and the most respected local homebuilders in the industry. These relationships are a direct result of over a decade of doing what we do best – providing our clients with unparalleled service while offering them the best mortgage options available.
Our team of mortgage experts will ensure our client's are paired with a home loan program which best suits their needs with the goals of maximizing their cash, minimizing their costs (if any), and close fast. There are many home loan options to choose from and together we’ll help find the loan that’s the best for you and your family.
Whether you are shopping for a new home purchase or looking to lower your mortgage rate or cash out equity to pay off debt, our streamlined process makes it a breeze to buy a home, refinance, or tap into your home equity.
Our company is a licensed mortgage lender in the states of Illinois, Missouri, Michigan, Mississippi, Colorado, Florida, Alabama, Arkansas, Texas, California, Georgia, Tennessee, and Maryland. Our branch offices are located in Edwardsville, IL, St. Louis, MO, Dallas, TX, Saltillo, MS, Hattiesburg, MS, Mobile, AL, and Clearwater, FL.
Let our team of mortgage professionals find the right loan program for you. Our goal is to get you the lowest rate you can qualify for and save you money. Whether you looking to buy a new home, refinance your existing home loan, or looking for unique home loan, get started today with a free a personalized rate quote.
We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!