How We Can Help Buy Your Dream House
Get Pre-Qualified
We can get you prequalified online so you can make an offer with confidence that it will get accepted. Order your credit report instantly!
- Benefits
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Get Your Offer Accepted -
Know Your Buying Range
Shop For Best Rate
We will use our network of lenders to shop for the best rates and loan program to fit your needs. Lock your mortgage rate up to 1 year!
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Shop Multiple Lenders -
Lower rates, Lower Payments
Fast Funding
Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze. Close in as little as 14 days!
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Hassle Free Funding -
Get Your Dream House
Mortgage Rate Buydown
Effective 11/15/2022: We’re expanding our Temporary Rate Buydowns to deliver even bigger savings of up to 3% for our clients. Choose from 3-2-1, 2-1, 1-1 and 1-0 buydowns, available now!
Getting concessions from a seller who wants to sell quickly? You might be in the ideal position to use these toward a Temporary Rate Buydown to save on your interest rate at the beginning of your loan, for a more-comfortable mortgage payment.
Great opportunity to help sellers get a property sold without affecting the sales price. With the rising interest rate environment, sellers love this product. The benefit goes directly to the borrower.
A PRACTICAL LOAN FOR MORE BORROWERS
QUICK QUALIFYING FOR LOANS UP TO $3 MILLION
The Community Mortgage Home Loan is a return to common-sense underwriting. This innovative product addresses the regulatory rules limiting prime borrowers’ access to lending by eliminating unnecessary documents that are not part of the credit underwriting decision. This exclusive mortgage product is unique in the marketplace.
We deliver fast qualifying and closing with an innovative, marketleading loan program. Borrowers can qualify in three simple steps:
Calculate Monthly Payment*
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.
CONVENTIONAL LOAN LIMITS INCREASED!
No need to wait until conforming 2023 loan limits are released – we’re honoring them on conventional loans now to give borrowers better pricing and buying power!
- $715,000 for regular one-unit conventional loans (increased from $647,200)
- $1,073,000 for regular one-unit conventional loans in high-cost counties (increased from $970,800)
Refinance with Historically Low Rates!
Lower Monthly Payment
Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.
- Ideal For
Extra Monthly Money- Retirement Savings!
Get Cash Out
If your home has increased in value, you can use that equity to get cash-out for whatever you need!
- Ideal For
Home Improvements
Pay off high-interest debts
Reduce Your Loan Term
Refinance into a shorter term, so you can pay off your mortgage faster and reduce the amount of interest you'll pay.
- Ideal For
Less money towards interest
Paying off the home sooner!
Welcome To American Home Lending USA
American Home Lending USA, LLC is a top-rated mortgage lender with dozens of specialized home loan options. The key to our success has been a combination of consistently offering the lowest mortgage rates and providing outstanding customer service and treat each client as an individual, not a number. Our goal is to create satisfied clients one at a time. Since our company was founded in 2008, we have helped thousands of homebuyer and homeowners with their home loan needs and proudly maintain an A+ rating with the Better Business Bureau.
Nearly 100% of our business is by referrals from satisfied clients, highly successful realtors and the most respected local homebuilders in the industry. These relationships are a direct result of over a decade of doing what we do best – providing our clients with unparalleled service while offering them the best mortgage options available.
Our team of mortgage experts will ensure our client's are paired with a home loan program which best suits their needs with the goals of maximizing their cash, minimizing their costs (if any), and close fast. There are many home loan options to choose from and together we’ll help find the loan that’s the best for you and your family.
Whether you are shopping for a new home purchase or looking to lower your mortgage rate or cash out equity to pay off debt, our streamlined process makes it a breeze to buy a home, refinance, or tap into your home equity.
Our company is a licensed mortgage lender in the states of Illinois, Missouri, Michigan, Mississippi, Colorado, Florida, Alabama, Arkansas, Texas, California, Kentucky, Georgia, Tennessee, and Maryland. Our branch offices are located in Edwardsville, IL, St. Louis, MO, Dallas, TX, Saltillo, MS, Hattiesburg, MS, Mobile, AL, and Clearwater, FL.
Why choose American Home Lending USA, LLC?
Local Knowledge
We know the area and the market and we're part of your community, not a bot on the net :)
Fast Processing
We work to close your loan as quickly as possible. We can even hit curveballs!
Best Service
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
Utilizing Technology
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!