Best Mortgage Lenders in Missouri

Missouri Home Loans

Lowest Mortgage Rates and Specialized Home Loan Options:

If you are looking to buy a home in Missouri, American Home Lending USA, LLC can help you find the right mortgage for your budget and needs. We will work with you to understand your financial situation and find a loan that you can afford. We will also help you through the entire home buying process, from pre-qualification to closing.

If you are a homeowner in Missouri or the St. Louis area and you are looking to refinance your mortgage or buy a home, American Home Lending USA, LLC can help you save money on your monthly payments. We will compare rates from multiple lenders to find the best deal for you. We will also help you through the entire refinancing process, from application to closing.

Our Products

  • $0 Down FHA Loan:
    • Benefit from a government-insured loan with a low-down payment requirement.
    • Ideal for first-time homebuyers and those with limited funds for a down payment.
  • 1% Down Conventional Loan:
    • Enjoy a low-down payment option for conventional financing.
    • Suitable for borrowers with good credit and stable income.
  • No Income Community Mortgage:
    • Designed for self-employed individuals and those with non-traditional income sources.
    • Get flexible mortgage options without the need to verify income.
  • New Construction and Land Financing (One-Time-Close):
    • Financing solutions for new home construction or purchasing land.
    • Simplify the process with a one-time-close loan.
  • 3-2-1 and 2-1 and 1-0 Mortgage Rate Buydowns:
    • Customize your mortgage rate and payment schedule for the initial years of your loan term.
    • Achieve lower interest rates and save on monthly mortgage payments.
  • Order Your Own Credit Report:
    • Take control of your mortgage application by ordering your own credit report.
    • Understand your creditworthiness and address any issues before applying for a loan.
  • First-Time Homebuyer Programs:
    • Special programs and incentives designed to help first-time buyers.
    • Access low down payment options and reduced interest rates.
  • Down Payment Assistance (DPA):
    • Explore various down payment assistance programs available in Missouri including country grant programs.
    • Our exclusive no income-limit down payment assistance is also available for Missouri homebuyers
    • Access additional funds to make homeownership more affordable.
  • Mortgage Rate Lock and Shop Up to 1 Year:
    • Secure your desired interest rate while you shop for a home.
    • Avoid potential rate increases and enjoy peace of mind.
  • VA Home Loans:
    • Exclusive mortgage options for eligible veterans, active-duty service members, and surviving spouses.
    • Benefit from competitive rates, no down payment, and flexible qualification criteria.
  • Conventional, $0 Down USDA Loan, HARP, Bank Statement Mortgage:
    • More mortgage solutions tailored to your unique needs.
  • Stand-Alone Home Equity Loans (HELOC) or Cash Out Refinance:
    • Leverage your home's equity for various financial needs.
    • Access funds for home improvements, debt consolidation, and more without resetting your existing low mortgage rate.
  • Fix and Flip Builder Financing, Commercial/Investor Financing:
    • Mortgage options for real estate investors and builders.
    • Finance property flips, commercial projects, and investment properties.
  • Reverse Mortgages (HECM), Non-QM Loans, VA IRRRL and FHA No Appraisal Refinance:
    • Specialized mortgage products for seniors, unconventional borrowers, and streamlined refinancing.
  • VA IRRRL Streamline Refinance, FHA 203K Purchase/Refinance (Home Improvement):
    • Simplify your refinance process with streamlined programs.
    • Access funds for home renovations and improvements.
  • FHA 203(h) Disaster Relief Loan:
    • Assisting homeowners affected by natural disasters.
    • Rebuild and recover with a specialized mortgage program.
  • Jumbo Loans, Adjustable-Rate Mortgage (ARM), $100 Down Payment FHA Program:
    • Additional mortgage options to suit your unique financial requirements.

How to Get a Mortgage in Missouri

To get a mortgage in Missouri, you will need to provide the following information:

We will use this information to determine your eligibility for a mortgage.

Benefits of Buying a Home in Missouri 

There are many benefits to buying a home in Missouri. These include:

  • A diverse population
  • A variety of housing options
  • A strong school system
  • A low cost of living

If you are thinking about buying a home in Missouri, contact American Home Lending USA, LLC today. We would be happy to help you find the right mortgage for your needs.

Mortgage lender in Missouri

American Home Lending USA, LLC is proud to serve homebuyers and homeowners across Missouri, including:

  • Kansas City
  • St. Louis Metro Area
  • Springfield
  • Columbia
  • Independence
  • Lee's Summit
  • O'Fallon
  • St. Joseph
  • St. Charles
  • Blue Springs

About American Home Lending USA, LLC

Since 2008, American Home Lending USA, LLC has been a leading mortgage lender, dedicated to helping homebuyers and homeowners in Missouri achieve their goals. With an A+ rating from the Better Business Bureau, we have earned the trust of our clients and industry professionals alike. Our success is built on a foundation of unparalleled service and providing the best mortgage options tailored to individual needs.

Contact Us

Experience the difference of American Home Lending USA, LLC. Contact our knowledgeable team today to explore our mortgage solutions, secure the lowest rates, and receive personalized assistance throughout your home financing journey. Trust us to be your reliable partner in achieving your homeownership or refinancing goals in Missouri.

Welcome to American Home Lending USA, LLC, the trusted mortgage lender serving Missouri residents. Whether you're buying a home or planning to refinance in Missouri, we are here to assist you every step of the way. With specialized home loan options, the lowest mortgage rates, and a commitment to personalized service, we strive to make your home financing experience smooth and stress-free.

Saint Louis Branch

Providing mortgage loans to the St. Louis, Missouri area since 2008. Purchase or refinance, we are offer a variety of home loan products at low wholesale rates for every imaginable type of scenario for all credit grades.

Email Address
Main Phone (314) 400-7709
Fax Number (800) 771-6925
Address 1430 Washington Ave
St. Louis, MO, 63103

Our team at American Home Lending USA, LLC is fast, friendly, experienced and here to help you every step of the process!