Thinking of buying a home but anxious about your credit scores?
Not all credit scores are created equal! The commercials on TV don’t bother to tell you that “mortgage” credit score models are different from other credit score models. The scores someone gets from sites like Credit Karma are commonly referred to as “consumer credit scores.” They can be close to your real scores, or way off. Generally, the only way to get your true credit score that uses the model mortgage lenders use, is through a mortgage lender. Our Mortgage Preflight feature allows you to get your score immediately, but with no guess work of how close it is to your real number!
Using our Mortgage PreFlight is the most safe and secure method to pre-authorize access to your credit data for the processing of a mortgage application. Mortgage PreFlight gives you control over who has access to your confidential data and is the recommended first step when searching for the best mortgage loan and terms. Preflight also provides you valuable insight into information that will be critical throughout the mortgage.