FHA VA Streamline Refinance

Rate Special

Now through December 31, 2024, we are offering a rate special for VA IRRRL and FHA Streamline home loans.  Your chance to save is here! If you’re currently in a VA or FHA home loan with a rate over 6%, you may be eligible for a refinance rate starting in the 5%'s. 

Don't miss out on lowering your monthly payment—seize the opportunity now and contact us today for a free quote.  No hard credit report or inquiry required!

VA IRRRL: Streamline Refinance Loan Benefits

Why a No Appraisal VA Streamline Loan?

It's simple - No Appraisal Required, No Out of Pocket Expense, Lower Payments, Defer 2 Mortgage Payments.  No minimum credit score required on VA IRRRL Streamline Refinance.

Why do thousands of people using their VA Home Loan benefit every single month?

Simply put... VA home loans are the best overall deal for 100% financing. Allow us to assist you in lowering your monthly payment, lower your interest rate, and purchase a home with $0 down.

Purchase With No Money Down

VA Home Loans are one of the only loan programs that still allows the borrower to finance 100% of the home's value and purchase with no money down. Now more than ever, banks are requiring large down payments for conventional loans. In many cases, banks require 20% down, putting home ownership out of reach for many prospective home buyers.

Lower Your Monthly Payment using your VA Benefit

American Home Lending USA offers two benefits that will substantially lower your monthly payment. PMI, or private mortgage insurance is not required on a VA loan. PMI is an added monthly expense required for conventional loans where the borrower finances more than 80% of the home's value.

Interest rates are also lower with a VA Loan, typically 0.5%-1.0% lower than a conventional loan. A lower rate combined with monthly PMI savings can substantially lower your monthly payment.

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No Down Payment!

There is no down payment on most home purchase!

  • Benefits
  • icon Avoid Needing Large Payment
  • icon Use Your Money For Other Things
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Closing Costs

Some Veterans are eligible for limited closing costs

  • Benefits
  • icon Smaller Loan
  • icon Lower Payments
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No PMI

Avoid paying private mortgage insurance

  • Benefits
  • icon Hassle Free Funding 
  • icon Get Your Dream House