Rate Special
With the market anticipating a rate drop from the Fed, we’re stepping ahead and offering savings TODAY.
Now through October 31, 2024, we are offering a refinance rate special for Conventional, FHA, VA, and USDA home loans. Your chance to lower your monthly payment is here! If you’re currently in a home loan with a rate over 5%, you may be eligible to refinance to a lower rate starting in the 4%'s.
Don't miss out on lowering your monthly payment—seize the opportunity now and contact us today for a free quote. No hard credit report or inquiry required!
VA IRRRL: Streamline Refinance Loan Benefits
Why a No Appraisal VA Streamline Loan?
It's simple - No Appraisal Required, No Out of Pocket Expense, Lower Payments, Defer 2 Mortgage Payments. No minimum credit score required on VA IRRRL Streamline Refinance.
Why do thousands of people using their VA Home Loan benefit every single month?
Simply put... VA home loans are the best overall deal for 100% financing. Allow us to assist you in lowering your monthly payment, lower your interest rate, and purchase a home with $0 down.
Purchase With No Money Down
VA Home Loans are one of the only loan programs that still allows the borrower to finance 100% of the home's value and purchase with no money down. Now more than ever, banks are requiring large down payments for conventional loans. In many cases, banks require 20% down, putting home ownership out of reach for many prospective home buyers.
Lower Your Monthly Payment using your VA Benefit
American Home Lending USA offers two benefits that will substantially lower your monthly payment. PMI, or private mortgage insurance is not required on a VA loan. PMI is an added monthly expense required for conventional loans where the borrower finances more than 80% of the home's value.
Interest rates are also lower with a VA Loan, typically 0.5%-1.0% lower than a conventional loan. A lower rate combined with monthly PMI savings can substantially lower your monthly payment.
No Down Payment!
There is no down payment on most home purchase!
- Benefits
- Avoid Needing Large Payment
- Use Your Money For Other Things
Closing Costs
Some Veterans are eligible for limited closing costs
- Benefits
- Smaller Loan
- Lower Payments
No PMI
Avoid paying private mortgage insurance
- Benefits
- Hassle Free Funding
- Get Your Dream House